Day: October 17, 2026
SIP Step-Up vs Increasing Lump-Sum Investment: Which Can Build Wealth Faster? (2026)
When your income increases, you have two common ways to invest more: Increase your SIP every year — known as a SIP step-up. Invest additional money as lump sums whenever you have surplus cash. Both approaches can build wealth, but they work differently. A SIP step-up creates a systematic increase in your monthly investment, while